Core Model Strategy

To provide a balance of income and capital growth through exposure to a broad range of asset classes.


The Core Model Strategy returned +1.5% in August, net of management fees and platform costs. The total return of the strategy since inception (31st December 2012) to 31st August 2021 is +80.5%, net of fees and platform costs, annualising at +7.1% per annum.

Investment Objective and Approach

The objective of the Core Model Strategy, over the medium term, is to achieve an above inflation return through a combination of income and capital growth. A typical investor would be seeking long-term growth. The diversified nature of the investments makes the strategy suitable for investors wishing to achieve a broad spread of exposure to asset classes. The strategy is expected to have a moderate degree of volatility, relative to pure equity investment.

The model strategy will invest in ETFs and other collective funds. The manager’s approach is to utilise passive instruments where possible to minimise cost. However, active managers are considered for each asset class and used in a minority of cases where it is felt justified. The firm’s investment philosophy advocates complementing a core of traditional assets with exposure to risk premia such as value, low volatility and size. Within equities, a global approach is taken with only a moderate UK bias. For alternative investments, lowly correlated, daily liquid funds are used.